Shared expenses,
beautifully simple
Track shared costs with friends and family. No complexity—just elegant expense management that actually works.
OweYo is the ultimate, privacy-first shared expense tracker designed to take the friction out of splitting bills with friends, roommates, travel buddies, or family. Keeps your group balances crystal clear with a clean interface, robust offline support, and beautiful themes.
Why choose OweYo?
Everything you need to manage shared expenses, without the frustrations
Privacy-Conscious
No bloated setups or intrusive permissions. Start tracking immediately with an anonymous session and link your profile only when you want to.
Offline-First
No internet? No problem! Add expenses, edit bills, and view group balances on the go. Automatically syncs securely when you’re back online.
Flexible Split Options
Split expenses equally or assign custom amounts/shares. Choose exactly who paid, who is split with, and adjust exactly who owes what.
Premium Visual Themes
Switch up your style! Choose from our default Bengal Red theme, Neo-Brutalist, Paper Light, or Standard Material to customize your app interface.
Expense Report Export
Instantly generate clean PDF summaries of your group expenses and balances to share with friends via your favorite messaging apps.
Real-Time Notifications
Keep everyone in the loop. Receive instant notifications whenever a group member adds an expense, updates a bill, or settles up.
Smart Visual Insights
Visualize balance distributions and payment histories with beautiful charts and category-by-category breakdowns so you always know where it goes.
Lightning Fast
Add expenses in seconds. Our intuitive interface gets out of your way so you can get back to life.
Designed for real-world splitting
OweYo fits perfectly into your lifestyle, whoever you share expenses with.
Roommates
Split rent, utilities, groceries, and household supplies without awkward conversations.
Travelers
Track shared costs for road trips, group holidays, plane tickets, and weekend getaways.
Couples
Seamlessly manage joint household expenses, date nights, and balance settlements.
Friends & Coworkers
Split restaurant bills, concert tickets, group gifts, lunch runs, and drinks.
Simple 5-step workflow
Going from group creation to balance settlement is seamless.
Create a Group
Name your group and select your default currency to keep tracking organized.
Invite Members
Share a simple 9-character code or a QR code to let others join your group instantly.
Add Expenses
Log who paid, the exact amount, and choose how you want to split it (equally or custom shares).
Settle Up
View optimized summaries showing exactly who owes who, and log settlements in one tap.
OweYo Plus
Need more? Upgrade to unlock higher group limits and premium advanced features from the app.
Start splitting in seconds
Get the mobile application on your iOS or Android device. Track bills offline, coordinate with roommates, and settle up easily.